704-369-5294  |  866-433-8248

                               info@tradestreetmtg.com

Today's lowest available rates!  All rates are subject to change without notice and based on conforming loan standards for loan balance, LTV limits, and borrower qualification characteristics.  Rates are also availalble for non-conforming borrowers (balances greater than $417,000).  Contact one of our loan experts for further information.
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Mortgage Product
   


Available Low
Interest Rate (%)


Disc | Orig
Points

APR*


Rate vs Points
Avail. Options

15 Year Fixed

5.375%

0.405%

5.630%

see all rates

20 Year Fixed

5.625%

0.698%

5.867%

see all rates

30 Year Fixed

5.625%

0.698%

5.805%

see all rates

40 Year Fixed

7.375%

1.092%

7.592%

see all rates

3 Year Adjustable Rate (ARM)

6.125%

0.749%

5.327%

see all rates

5 Year Adjustable Rate (ARM)

6.000%

0.596%

5.402%

see all rates

7 Year Adjustable Rate (ARM)

6.375%

0.734%

5.657%

see all rates

10 Year Adjustable Rate (ARM)

6.750%

0.795%

6.049%

see all rates

3 Year Interest Only ARM

6.375%

0.634%

5.509%

see all rates

5 Year Interest Only ARM

6.125%

0.682%

5.716%

see all rates

7 Year Interest Only ARM

6.500%

0.595%

6.065%

see all rates

10 Year Interest Only ARM

6.875%

0.770%

6.659%

see all rates

30 Year Fixed w/ 10 Year Interest Only

6.500%

0.743%

7.389%

see all rates

Pay Option ARMs

Call for Pricing

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Call for Pricing

*  Annual Percentage Rate (APR) is calculated assuming a rate/term refinance with loan amount of $150,000 and 80% loan to value (LTV)  (20% equity or down payment).  Our APR calculation includes all applicable closing costs, as detailed in the Good Faith Estimate, including 15 days prepaid interest charges.









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