Find Your Perfect Loan! Our loan experts are trained to find the perfect loan to fit your own unique set of circumstances. We believe in loans tailored to our borrowers individual situations. There is no blanket loan that works for every borrower. Look over the mortgage programs below and then click here to contact one of our experts to help you build your perfect loan.
Click on the name of any mortgage product to see all current interest rates.
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Click on the name of any mortgage product to see all current interest rates.
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Fixed Rate Mortgages
15 Year Fixed
Fixed monthly mortgage payment, including both principal and interest being paid monthly on the loan. Borrower will make the same monthly payment, regardless of what happens with future interest rates, for the 180 month (15 year) term of the loan, as long as the loan is outstanding.
20 Year Fixed
Fixed monthly mortgage payment, including both principal and interest being paid monthly on the loan. Borrower will make the same monthly payment, regardless of what happens with future interest rates, for the 240 month (20 year) term of the loan, as long as the loan is outstanding.
30 Year Fixed
Fixed monthly mortgage payment, including both principal and interest being paid monthly on the loan. Borrower will make the same monthly payment, regardless of what happens with future interest rates, for the 360 month (30 year) term of the loan, as long as the loan is outstanding.
40 Year Fixed
Fixed monthly mortgage payment, including both principal and interest being paid monthly on the loan. Borrower will make the same monthly payment, regardless of what happens with future interest rates, for the 480 month (40 year) term of the loan, as long as the loan is outstanding.
Adjustable Rate Mortgages
3 Yr Adjustable Rate (ARM)
Fixed monthly mortgage payment, including both principal and interest, for the first 36 months (3 years) of the loan. At the end of the initial 3 year fixed period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
5 Yr Adjustable Rate (ARM)
Fixed monthly mortgage payment, including both principal and interest, for the first 60 months (5 years) of the loan. At the end of the initial 5 year fixed period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
7 Yr Adjustable Rate (ARM)
Fixed monthly mortgage payment, including both principal and interest, for the first 84 months (7 years) of the loan. At the end of the initial 7 year fixed period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
10 Yr Adjustable Rate (ARM)
Fixed monthly mortgage payment, including both principal and interest, for the first 120 months (10 years) of the loan. At the end of the initial 10 year fixed period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
3 Yr Adjustable Rate (ARM)
Fixed monthly mortgage payment, including both principal and interest, for the first 36 months (3 years) of the loan. At the end of the initial 3 year fixed period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
5 Yr Adjustable Rate (ARM)
Fixed monthly mortgage payment, including both principal and interest, for the first 60 months (5 years) of the loan. At the end of the initial 5 year fixed period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
7 Yr Adjustable Rate (ARM)
Fixed monthly mortgage payment, including both principal and interest, for the first 84 months (7 years) of the loan. At the end of the initial 7 year fixed period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
10 Yr Adjustable Rate (ARM)
Fixed monthly mortgage payment, including both principal and interest, for the first 120 months (10 years) of the loan. At the end of the initial 10 year fixed period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
Interest Only Mortgages
3 Year Interest Only ARM
Fixed monthly mortgage payment, including only the interest accrued on the mortgage balance (no principal repayment on the loan), for the first 36 months (3 years) of the loan. At the end of the initial 3 year fixed interest only period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The new monthly payment will include both interest and principal necessary to repay the loan in equal monthly installments over the remainder of the term. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
5 Year Interest Only ARM
Fixed monthly mortgage payment, including only the interest accrued on the mortgage balance (no principal repayment on the loan), for the first 60 months (5 years) of the loan. At the end of the initial 5 year fixed interest only period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The new monthly payment will include both interest and principal necessary to repay the loan in equal monthly installments over the remainder of the term. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
7 Year Interest Only ARM
Fixed monthly mortgage payment, including only the interest accrued on the mortgage balance (no principal repayment on the loan), for the first 84 months (7 years) of the loan. At the end of the initial 5 year fixed interest only period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The new monthly payment will include both interest and principal necessary to repay the loan in equal monthly installments over the remainder of the term. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
10 Year Interest Only ARM
Fixed monthly mortgage payment, including only the interest accrued on the mortgage balance (no principal repayment on the loan), for the first 120 months (10 years) of the loan. At the end of the initial 10 year fixed interest only period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The new monthly payment will include both interest and principal necessary to repay the loan in equal monthly installments over the remainder of the term. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
30 Year Fixed with 10 Year Interest Only
Fixed monthly mortgage payment, including only the interest accrued on the mortgage balance (no principal repayment on the loan), for the first 120 months (10 years) of the loan. At the end of the initial 10 year fixed interest only period, the monthly payment will adjust to a new fixed monthly payment amount. The new monthly payment will include both interest and principal, and will be calculated as the fixed monthly amount necessary to repay the loan in equal monthly installments over the remaining 240 months (20 years) of the term. Unlike traditional ARM loans, the interest rate used to compute the new monthly payment amount at the end of the 10 year interest only period will be based on the fixed interest rate of the loan, and not dependent on what then current interest rates in the market may be at that point in the future.
Pay Option ARMs
Click here to contact one of our loan experts for currently available pay option ARM loan programs and pricing.
3 Year Interest Only ARM
Fixed monthly mortgage payment, including only the interest accrued on the mortgage balance (no principal repayment on the loan), for the first 36 months (3 years) of the loan. At the end of the initial 3 year fixed interest only period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The new monthly payment will include both interest and principal necessary to repay the loan in equal monthly installments over the remainder of the term. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
5 Year Interest Only ARM
Fixed monthly mortgage payment, including only the interest accrued on the mortgage balance (no principal repayment on the loan), for the first 60 months (5 years) of the loan. At the end of the initial 5 year fixed interest only period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The new monthly payment will include both interest and principal necessary to repay the loan in equal monthly installments over the remainder of the term. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
7 Year Interest Only ARM
Fixed monthly mortgage payment, including only the interest accrued on the mortgage balance (no principal repayment on the loan), for the first 84 months (7 years) of the loan. At the end of the initial 5 year fixed interest only period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The new monthly payment will include both interest and principal necessary to repay the loan in equal monthly installments over the remainder of the term. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
10 Year Interest Only ARM
Fixed monthly mortgage payment, including only the interest accrued on the mortgage balance (no principal repayment on the loan), for the first 120 months (10 years) of the loan. At the end of the initial 10 year fixed interest only period, the monthly payment will adjust to a new amount based on interest rates then current in the market. The new monthly payment will include both interest and principal necessary to repay the loan in equal monthly installments over the remainder of the term. The loan will adjust annually to a new monthly payment every 12 months thereafter, as long as the loan is outstanding. There are caps on the amount of annual and lifetime increases on the adjustment of the mortgage interest rate.
30 Year Fixed with 10 Year Interest Only
Fixed monthly mortgage payment, including only the interest accrued on the mortgage balance (no principal repayment on the loan), for the first 120 months (10 years) of the loan. At the end of the initial 10 year fixed interest only period, the monthly payment will adjust to a new fixed monthly payment amount. The new monthly payment will include both interest and principal, and will be calculated as the fixed monthly amount necessary to repay the loan in equal monthly installments over the remaining 240 months (20 years) of the term. Unlike traditional ARM loans, the interest rate used to compute the new monthly payment amount at the end of the 10 year interest only period will be based on the fixed interest rate of the loan, and not dependent on what then current interest rates in the market may be at that point in the future.
Pay Option ARMs
Click here to contact one of our loan experts for currently available pay option ARM loan programs and pricing.
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